Capital that
moves with you.

Long Tail Capital underwrites purchase orders and government contracts so you can fulfill every deal — on time, every time.

Learn More

Built for the deals
others won't touch.

Our proprietary underwriting engine evaluates every deal through Physics gates, cash coverage ratios, debt service analysis, and composite VAPS scoring — giving you a decision in minutes, not weeks.

Real-Time Analysis

AI-powered underwriting evaluates your deal the moment you submit. No waiting, no back-and-forth.

Compliance Built In

OFAC screening, AML checks, and UCC compliance are automatically run on every application.

VAPS Scoring

Our composite Vulnerability, Asset Quality, and Physics scoring gives transparent deal classification.

The Industry is Broken.
We Fixed the Math.

Whether you're dealing with a slow-motion bank or a predatory high-interest lender, you are paying an “Uncertainty Tax.” Traditional finance doesn't understand the physics of your POs or Gov contracts, so they charge you for their own lack of data.

The Competition

Traditional Banks

Weeks of paperwork and “No” because of your FICO or time in business.

MCAs & Factoring

Daily-debit traps and high fees that choke your margins after you ship.

The Long Tail Result

Instant Physics Audit

We fund the deal, not your credit score. Decision in minutes, not weeks.

Contract-Based Funding

Lowest rates in the space because we verify the execution, not your FICO.

How We De-Risk
(So You Pay Less)

We don't need to see your personal credit because we see the Physical Truth of your deal. By verifying your ISO partners and integrating directly with your retail/gov portals, we strip away the risk.

More Certainty = Lower Rates. It's that simple.

Built by a founder
who's been there.

I've been where you are. After taking Ride FRSH to ABC's Shark Tank and partnering with Barbara Corcoran, I hit the “Success Tax”: the massive PO you can't afford to fulfill.

Banks are too slow, and MCAs and Factoring are traps. I've watched predatory debt choke margins just as a founder starts to scale. I built Long Tail to fund the “Physics” of a deal—not your credit score or how long you've been in business. We don't use credit at all, because it's unneeded for what we do.

It's time we start measuring the founder's ability as a credit marker. We verify your contracts, your ISO partners, and your timeline to fund the work and bridge the gap so you can win.

Ride FRSH pitch on ABC's Shark Tank

Ride FRSH on ABC's Shark Tank

Partnered with Barbara Corcoran · Expanded to 10,000+ stores including Target & AutoZone